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<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns="http://www.w3.org/TR/REC-html40"> <link rel=File-List href="index_elemei/filelist.xml"> <link rel=Edit-Time-Data href="index_elemei/editdata.mso">  <title>THE FOLLOWING DESCRIBES THE TERMS ON WHICH ALERTPAY OFFERS YOU ACCESS TO  <style>  </style>  <body lang=HU style='tab-interval:35.4pt'> <div class=Section1> <p class=MsoNormal align=center style='text-align:center'><b><span style='color:green'>THE FOLLOWING DESCRIBES THE TERMS ON WHICH ALERTPAY OFFERS YOU ACCESS TO OUR SERVICES</span> </b><o:p></o:p></p> <p class=MsoNormal style='margin-bottom:12.0pt'><o:p> </o:p></p> <p><span class=GramE>This User Agreement ("Agreement") is a contract between you and AlertPay, Inc., a company having a place of business at 5200 De La Savane, Suite 220, Montreal, Quebec, Canada H4P-2M8 (â€śAlertPayâ€ť) and applies to your use of the AlertPay payment service and any related products and services (collectively the "Service") available through www.alertpay.com (the â€śSiteâ€ť). If you do not agree to be bound by the terms and conditions of this Agreement, you may not use this Site or use any of the Services.</span><o:p></o:p></p> <p>AlertPay may amend this Agreement at any time by posting a revised version hereof on the Site. Except as stated herein, all amendments hereto shall be effective 30 days after they are posted on this Site. Notices of upcoming changes will be posted in the news section in your members areas on the Account Overview page once you have logged in. <o:p></o:p></p> <p>In this Agreement, "you" or "your" means any person or entity using the Service ("Users"). Unless otherwise stated, "AlertPay" "we" or "our" will refer collectively to AlertPay, Inc. <o:p></o:p></p> <p><b>Eligibility.</b> In order to use the Service, you must register through the Site for a Personal, Premium, or Secured account (each an "Account"). A single User, together with all of its affiliates, may only hold only one Personal account, and either one Premium or Secured account through the Site. <o:p></o:p></p> <p><b>Users.</b> The Services are available for use by both purchasers (each a "<b>Customer</b>") and sellers (each a "<b>Merchant</b>") of products or services (collectively, "<b>Products</b>"). Certain provisions of this agreement applied only to Customers while others applied to only Merchants. Unless otherwise expressly indicated, all provisions of this Agreement apply to all Merchants and all Customers. <o:p></o:p></p> <p><b>Representations and Warranties.</b> You represent and warrant that all of the following are true in respect of yourself and all of your affiliates at the time of your entry into this Agreement and so long as you continue to use the Site or any of the Services: <o:p></o:p></p> <p>Duly Constituted. If you are an entity other than an individual, that it is duly constituted under the laws of its constituting jurisdiction and that it has legal capacity to enter into this Agreement and perform its obligations hereunder; <o:p></o:p></p> <p>Capacity. <span class=GramE>If you are an individual, then you are both (i) of at least 18 years of age and (ii) of the legal age for the conclusion of verbal contractual obligations in his or her place of residence and his or her place of business and that he or she does not require the consent, approbation, or approval of any other person or entity to conclude or contract a valid obligation of the type set forth herein;</span> <o:p></o:p></p> <p>No Conflict. Your execution of and performance under this Agreement in no way breaches, contravenes, violates or in any manner conflicts with any legal obligation of the Merchant, including, without limitation, any agreement between or among Merchant and any third party or parties; <o:p></o:p></p> <p>Normal Business. You shall offer for sale through your web site, if you are a Merchant, only products and services that are available for delivery in the normal course of your business; <o:p></o:p></p> <p>Legal Products. You shall offer Products for sale only if you have the legal right to market and sell such products or services in all applicable jurisdictions; <o:p></o:p></p> <p>Changes in User Information. Any and all information provided to us by you (collectively, "<b>User Information</b>") is and shall remain through unless otherwise agreed in writing by us; <o:p></o:p></p> <p>AlertPay Reputation. You will maintain the value and reputation of AlertPay to the best of its reasonable ability; <o:p></o:p></p> <p>Notice of Errors. You will immediately advise AlertPay in writing of any errors in the Services; <o:p></o:p></p> <p>Compliance with Laws. You will conduct your business affairs in an ethical manner and in accordance with the terms and intent of this Agreement, and in compliance with all applicable laws and regulations; <o:p></o:p></p> <p>Fraud. You shall not use the Services in connection with any illegal or fraudulent business activities under any laws or regulations of any applicable jurisdiction; <o:p></o:p></p> <p>Use of Services. You shall not permit or authorize any other person or entity to use the Services without prior written consent of AlertPay; <o:p></o:p></p> <p>Personal Information Laws<span class=GramE>.User</span> shall transmit to AlertPay only such information and data which has been collected and so transmitted in full compliance with all applicable Personal Information Laws (meaning all those applicable laws concerning the storage or transfer of personal information, including, without limitation, the following:<o:p></o:p></p> <ol start=1 type=i> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; mso-list:l2 level1 lfo1;tab-stops:list 36.0pt'>An Act Respecting the Protection of Personal Information in the Private Sector, R.S<span class=GramE>.Q</span>., c. P-39.1; <o:p></o:p></li> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; mso-list:l2 level1 lfo1;tab-stops:list 36.0pt'>An Act Respecting Access to Documents Held by Public Bodies and the Protection of Personal Information, R.S<span class=GramE>.Q</span>., c. A-2.1; <o:p></o:p></li> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; mso-list:l2 level1 lfo1;tab-stops:list 36.0pt'>Privacy Act, R.S<span class=GramE>.C</span>., c. P-21; <o:p></o:p></li> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; mso-list:l2 level1 lfo1;tab-stops:list 36.0pt'>Personal Information Protection and Electronic Documents Act, R.S<span class=GramE>.C</span>., c. .6;and <o:p></o:p></li> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; mso-list:l2 level1 lfo1;tab-stops:list 36.0pt'>An Act Respecting Health Services and Social Services, R.S<span class=GramE>.Q</span>., c. S-4.2; <o:p></o:p></li> </ol> <p>and for which AlertPay need obtain no additional consent to store, use and transmit to third parties in the performance of the Merchant Services; the Merchant shall not transmit to any third person any personal information concerning any person sent from AlertPay to the Merchant unless Merchant has obtained prior written consent from AlertPay; <o:p></o:p></p> <p>No E-Cash or Aggregation. Shall not use the Services in relation to the sale of any form of e-cash or other matter, tangible or not, that is redeemable by a Customer for a product or service from a third party, nor shall use the Services for any aggregation of payment services; <o:p></o:p></p> <p>Consent for Change of Merchant Information. You will not charge or modify the Merchant Information without the prior written consent of AlertPay; <o:p></o:p></p> <p>Disclosure to Customers. Prior to AlertPay providing the Services in relation to a Customer, the Merchant shall deliver, by postal mail or e mail, its full legal name, street address, telephone number, and e mail address to each such Customer and provide AlertPay access to records of such correspondence, upon request by AlertPay; <o:p></o:p></p> <p>Legal Counsel. If you are a Merchant, you have had ample opportunity to obtain legal advice as to the legal effects of this Agreement; and <o:p></o:p></p> <p>No Spam. It shall not make any reference or link to AlertPay, or any of its affiliates, services or products in any correspondence that is sent in violation of any applicable laws, including anti-spam laws. <o:p></o:p></p> <p><b>Agency Relationship.</b> AlertPay acts as a facilitator to help you accept payments from and make payments to third parties. We act as your agent based upon your direction and your requests to use our Services that require us to perform tasks on your behalf. AlertPay will at all times hold your funds separate from its corporate funds, will not use your funds for its operating expenses or any other corporate purposes, and will not voluntarily make funds available to its creditors in the event of bankruptcy or for any other purpose. You acknowledge that AlertPay is not a bank and the Service is a payment processing service rather than a banking service. <o:p></o:p></p> <p>By initiating and sending payments through the Service or adding funds to your balance, you appoint AlertPay as your agent to obtain the funds on your behalf and to transfer the funds to the recipient that you designate. When you send a payment, until that payment is accepted by the recipient (which may occur instantly), you remain the owner of those funds and AlertPay holds those funds as your agent, but you will not be able to withdraw those funds or send the funds to any other recipient unless the initial transaction is cancelled. <o:p></o:p></p> <p>By receiving payments through the Service, you appoint AlertPay as your agent to cause the funds to be deposited on your behalf in the pooled accounts of Users of AlertPay until you further instruct AlertPay with respect to the transmission of your funds. Through the Site, you may provide instructions to withdraw the funds or transfer the funds to a third party, in each case subject to the terms and restrictions of this Agreement. If you receive a notice that a payment has been sent to you through AlertPay but you have not registered for the Service, AlertPay will not become your agent and you will have no claim to those funds unless and until you register for the Service and indicate your acceptance of the payment. <o:p></o:p></p> <p><b>AlertPay is only a Payment Service Provider.</b> AlertPay acts as a payment service provider by creating, hosting, maintaining and providing our Service to you via the Internet. We do not have any control over the Products that are paid for with our Service. We cannot ensure that a buyer or a seller you are dealing with will actually complete the transaction. We are not a party to any transaction between Users. Instead, each User agrees to procure the Services pursuant to this Agreement and contracts, at its own will with other you Users. We assume no liability and you shall indemnify us and hold us harmless for any liability with respect to disputes between yourself and another User over a Product or otherwise. <o:p></o:p></p> <p><b>Identity Authentication.</b> We use many techniques to identify our users when they register on our site. Verification of users is only an indication of increased likelihood that <span class=GramE>a</span> User's identity is correct. You authorize AlertPay, directly or through third parties, to make any inquiries we consider necessary to validate your registration. However, because user verification on the Internet is difficult, AlertPay cannot and does not guarantee any user's identity. AlertPay makes no representation or warranty to you as to the identity of any given User. <o:p></o:p></p> <div class=MsoNormal align=center style='text-align:center'> <hr size=2 width="100%" align=center> </div> <p class=MsoNormal><o:p> </o:p></p> <p class=MsoNormal align=center style='text-align:center'><b><span style='color:green'>YOU HEREBY AUTHORIZE US TO CARRY OUT <span class=GramE>A</span> CHECK OF YOUR CREDIT RATING WITH CREDIT REPORTING AGENCIES.</span> </b><o:p></o:p></p> <p><b>Release</b>. In the event that you have a dispute with one or more users, you release AlertPay (and our officers, directors, agents, subsidiaries, joint ventures and employees) from any and all claims, demands and damages (actual and consequential) of every kind and nature arising out of or in any way connected with such disputes. We, our subsidiaries, employees and our suppliers provide our services "as is" and without any warranty or condition, express, implied or statutory. We, our parent, subsidiaries, employees and our suppliers specifically disclaim any implied warranties of title, merchantability, fitness for a particular purpose and non-infringement. AlertPay shall make reasonable efforts to ensure that requests for electronic debits and credits involving bank accounts, credit cards, and check issuances are processed in a timely manner and but we make no representations or warranties regarding the amount of time needed to complete processing because our Service is largely dependant upon many factors outside of our control, such as delays in the banking system or mail service. <o:p></o:p></p> <p><b>Limitation of Liability</b>. In no event shall we, our subsidiaries, employees or our suppliers be liable for any lost profits, special, incidental or consequential damages arising out of or in connection with the Site, our Service, or this Agreement (however arising, including negligence). Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages so the above limitation or exclusion may not apply to you. Under no circumstances shall our liability to you exceed the amount of the revenue earned from transactions carried out by you in the six months prior to the event giving rise to liability. <o:p></o:p></p> <p><b>Indemnification</b>. You agree to indemnify and hold AlertPay, subsidiaries, affiliates, officers, directors and employees harmless from any claim or demand (including attorneys' fees) made or incurred by any third party due to or arising out of your breach of this Agreement or the documents it incorporates by reference, or your violation of any law or the rights of a third party relating to your use of the Service. <o:p></o:p></p> <p>You agree that, if either you or AlertPay commence litigation or arbitration in connection with this paragraph, the prevailing party is entitled to recover reasonable attorneys' fees and any other costs incurred in such proceeding in addition to any other relief to which the prevailing party may be entitled. <o:p></o:p></p> <p><b>Receiving Funds</b>. When you receive funds to your AlertPay account, applicable transaction fees will be deducted for that transaction as listed in the fee schedule posted on the Site. A Personal account, also considered a starter account, allows the receiver to receive up to $400 per calendar month. Upon reaching this limit or surpassing it, the receiver is required to either upgrade his/her account or refuse payment to his/her account. There <span class=GramE>is</span> no receiving limitation imposed upon a Premium account or Secured account. <o:p></o:p></p> <p><b>Sending Funds</b>. AlertPay assumes no responsibility for any purchases of Products purchased through the AlertPay system. AlertPay provides you a secure medium to transmit payments online. The Merchant assumes all liability for the Product being sold, and you understand that the Products are purchased at your own risk. Should you encounter any problems with the Products of a Merchant, you should contact AlertPay immediately to assist you in resolving this problem following the Customer Complaint Process outlined below. <o:p></o:p></p> <p><b>Verification.</b> AlertPay highly encourages Users to become verified to increase account security of our online community. However, any account that does not become verified and has surpassed its receiving or sending limit will be assessed an additional over limit fee of 2% per transaction. <o:p></o:p></p> <p><b>Account Type.</b> Fees are calculated according to the account type you have chosen. Choosing the appropriate account type is important to avoid additional fees. Any Merchant involved in MLM, adult or mature content, or businesses deemed high risk by AlertPay, must select the Secured account. Failure to select the appropriate account can result in closure of your account or fees being charged pro-rated to your account. Selecting from the proper account will also help protect your own account from complaints. <o:p></o:p></p> <p><b>Returned Payment.</b> If you add funds via an EFT (Electronic Funds Transfer) and the amount is returned to AlertPay as unpaid (due to NSF, account closed, stop payment, etc.) you will be liable for fees involved that is applied to AlertPay at a rate of $30 per incident. Please ensure that you provide accurate data before initiating a bank transfer. In the event that funds are returned on withdrawal due to account closure, the same process will apply. <o:p></o:p></p> <p><b>Disputes.</b> Disputes between you and a buyer may be reported to Customer Support at customersupport@alertpay<span class=GramE>.com</span> or by calling +1 514-748-5774 from 9 am to 5pm Eastern Standard Time. Claims must be filed within 30 days of the completed payment. <o:p></o:p></p> <p><b>Chargeback</b>. A chargeback can occur when the sender disputes the charges incurred to his/her account (credit card or bank account) that was used to directly fund his/her AlertPay account. Any account that receives funds which are deemed fraudulent by AlertPay or have been disputed by the sender will be reversed from your account. You understand that if you receive any funds to your account funded by the sender's credit card or bank account (ACH transaction), in the event the credit card, or ACH transaction is reversed, you agree to hold AlertPay harmless for the reversal amount incurred and agree to reimburse AlertPay through your AlertPay account or through other means. <o:p></o:p></p> <p><b>Chargeback Fee.</b> Since AlertPay is only a third party processor, all chargeback fees incurred will be passed along to the Merchant that is deemed responsible for triggering this action. AlertPay will charge the person initiating the chargeback a $30<span class=GramE>.00</span> fee. Also, AlertPay will assess a $30<span class=GramE>.00</span> fee to recipients of credit card or ACH payments. A chargeback, or reversal, occurs when <span class=GramE>a</span> User rejects or reverses a charge on his or her credit card, or ACH transaction is reversed. This often occurs when the User is unsatisfied with the Merchant and has selected to dispute the charges with their funding option rather than contacting AlertPay directly. In the event that you are responsible for the reversal of a fee payable to AlertPay or any amount payable to another User, where such reversal is due to your default under one agreement with another User, or due to default hereunder, we reserve the right to terminate this Agreement immediately and confiscate any and all funds that may be held in your Account as compensation for the default. <o:p></o:p></p> <p><b>Funds Recovery</b>. In the event that funds that were paid to you and were then disputed with AlertPay by another User through a chargeback, AlertPay will retrieve the funds if available from the senders account, if that is not available, it will be retrieved from the receivers Account for the original transaction. By using direct deposit as your withdrawal method, you authorize AlertPay to retrieve any funds that have been disputed with AlertPay to recover the lost monies, to and from the bank account that you have specified. If you received the amount by check, you agree that any negative balance in your AlertPay account is liable to be paid by you, or your case will be turned over for a collection agency for recovery. <o:p></o:p></p> <div class=MsoNormal align=center style='text-align:center'> <hr size=2 width="100%" align=center> </div> <p class=MsoNormal><o:p> </o:p></p> <p class=MsoNormal align=center style='text-align:center'><b><span style='color:green'>BUYER COMPLAINT PROCESS</span> </b><o:p></o:p></p> <p><b>Contact Seller:</b> Before filing a claim, you should contact the Merchant and attempt to resolve the dispute. Most disputes can be solved with proper communication. If you are unable to resolve the dispute in this manner, you can file a claim in AlertPays Support Center. You can access the Support Center through the Account Overview page that is presented to you when you log in to your AlertPay account. <o:p></o:p></p> <p><b>Support Center.</b> In the event of a dispute regarding a specific transaction arising between two Users, AlertPay provides a Support Center to handle all complaints. The parties should attempt to resolve disputes themselves prior to using the Support Center. AlertPay will only intervene should there be a clear violation of policy at which point AlertPay will determine the outcome. Doing so protects buyers from fraudulent sellers, and protects the Merchants from false allegations of fraud. <o:p></o:p></p> <p>In the event that your transaction took place with Secured account holder, the Merchant's refund policy agreed upon at the time of purchase including the services provided will be available to you prior to your complaint. If after reviewing the refund policy you believe that the Merchant failed to provide the Product as stated, and/or are entitled to a refund as stated by the Merchant, you may proceed to file a complaint. <o:p></o:p></p> <p>If your claim is granted, AlertPay will seek to collect from the Merchant by debiting the <span class=GramE>Merchantâ€™s</span> AlertPay account. Recovery of your claim is not guaranteed. There may not be sufficient funds in the Merchant's account to pay any of your claim. In the event that we are unsuccessful in recovering any of these funds for you, you have no claim against us for them. <o:p></o:p></p> <p><b>Secured.</b> For Secured account holders, AlertPay will apply the Secured account's respective Refund Policy that was agreed to at time of purchase when handling a dispute. Should the service or product not have been rendered as stated for the specific transaction, the Refund Policy will be waived and will be subject to AlertPay's policy. <o:p></o:p></p> <div class=MsoNormal align=center style='text-align:center'> <hr size=2 width="100%" align=center> </div> <p class=MsoNormal><o:p> </o:p></p> <p class=MsoNormal align=center style='text-align:center'><b><span style='color:green'>ACTIVITIES NOT ALLOWED</span> </b><o:p></o:p></p> <p>Your information and your activities, including payments and receipts of payments, through AlertPay shall not, without limitation to other prohibitions set out herein:<o:p></o:p></p> <ol start=1 type=a> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; mso-list:l1 level1 lfo2;tab-stops:list 36.0pt'>Involve the sale of: <o:p></o:p></li> <ul type=circle> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;mso-list:l1 level2 lfo2;tab-stops:list 72.0pt'>illegal, counterfeit or stolen items. <o:p></o:p></li> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;mso-list:l1 level2 lfo2;tab-stops:list 72.0pt'>child pornography. <o:p></o:p></li> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;mso-list:l1 level2 lfo2;tab-stops:list 72.0pt'>controlled substances or illegal drugs, substances and items used to manufacture controlled substances and drug paraphernalia. <o:p></o:p></li> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;mso-list:l1 level2 lfo2;tab-stops:list 72.0pt'>stolen property <o:p></o:p></li> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;mso-list:l1 level2 lfo2;tab-stops:list 72.0pt'>any products or services deemed illegal by international law <o:p></o:p></li> </ul> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; mso-list:l1 level1 lfo2;tab-stops:list 36.0pt'>money laundering. <o:p></o:p></li> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; mso-list:l1 level1 lfo2;tab-stops:list 36.0pt'>any sale, solicitation, offering or exchange of child pornography <o:p></o:p></li> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; mso-list:l1 level1 lfo2;tab-stops:list 36.0pt'>Infringe on any third party's copyright, patent, trademark, trade secret or other property rights or rights of publicity or privacy. <o:p></o:p></li> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; mso-list:l1 level1 lfo2;tab-stops:list 36.0pt'>Violation of any law, statute, ordinance, contract or regulation, including, but not limited to, those governing financial services, consumer protection, unfair competition, anti-discrimination, or false advertising. <o:p></o:p></li> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; mso-list:l1 level1 lfo2;tab-stops:list 36.0pt'>Be misleading, false, or inaccurate in respect of AlertPay or any other User. <o:p></o:p></li> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; mso-list:l1 level1 lfo2;tab-stops:list 36.0pt'>any activity similar to or consisting of providing yourself a cash advance from your credit card or bank account, or helping others to do so, or factoring. <o:p></o:p></li> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; mso-list:l1 level1 lfo2;tab-stops:list 36.0pt'>any defamatory, trade libelous, unlawfully threatening or unlawfully harassing statements are information. <o:p></o:p></li> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; mso-list:l1 level1 lfo2;tab-stops:list 36.0pt'>The creation of any liability for us or causing us to lose (in whole or in part) the services of our sponsoring banks, ISP's or other suppliers. If you use, or attempt to use the Service for purposes other than sending and receiving payments and managing your account, including but not limited to tampering, hacking, modifying or otherwise corrupting the security or functionality of Service, your account will be terminated and you will be subject to damages and other penalties, including criminal prosecution where available. <o:p></o:p></li> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; mso-list:l1 level1 lfo2;tab-stops:list 36.0pt'>any spamming. <o:p></o:p></li> </ol> <p><b>Account Security.</b> AlertPay implements various security levels and measures to protect your account. With the use of our transaction password, unauthorized transactions will be drastically reduced if not completely eliminated. <o:p></o:p></p> <p><b>Liability for Unauthorized Transactions.</b> You can inspect your transaction history at any time by logging in to your account on the AlertPay website and clicking on the "History" tab. It is very important that you contact us at once if you believe your user ID or password has been compromised, or if someone has transferred or may transfer money using your account without your permission. Under applicable regulations, the extent of your liability for an unauthorized transaction is largely determined by your promptness in notifying us if someone has gained access to your password, or if a transfer or withdrawal in your History statement. Notifying us quickly limits your liability. <o:p></o:p></p> <div class=MsoNormal align=center style='text-align:center'> <hr size=2 width="100%" align=center> </div> <p class=MsoNormal><o:p> </o:p></p> <p class=MsoNormal align=center style='text-align:center'><b><span style='color:green'>CLOSING ACCOUNTS AND LIMITING ACCOUNT ACCESS</span> </b><o:p></o:p></p> <p>The term of this Agreement shall begin as of the moment of your acceptance of the terms hereof and shall continue so long as you use the Site or the Services, unless terminated pursuant terms hereof. <o:p></o:p></p> <p>AlertPay reserves the right to limit access to purchasing or making withdrawals from an Account, and the right to terminate this Agreement with no prior notice to you for any one of the events listed below: <o:p></o:p></p> <ol start=1 type=i> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; mso-list:l0 level1 lfo3;tab-stops:list 36.0pt'>Reports of unauthorized or unusual credit card use associated with the account including, but not limited to, notice by the card issuing bank. This includes notices made by you to your credit card company that a transaction was unauthorized or your account compromised, and is done in order to protect you from further unauthorized use of your card; <o:p></o:p></li> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; mso-list:l0 level1 lfo3;tab-stops:list 36.0pt'>Reports of unauthorized or unusual bank account use associated with the account; <o:p></o:p></li> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; mso-list:l0 level1 lfo3;tab-stops:list 36.0pt'>Abuse by a buyer of the reversal process provided by the buyer's issuing bank; <o:p></o:p></li> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; mso-list:l0 level1 lfo3;tab-stops:list 36.0pt'>Consistent failure to pursue the Buyer Complaint Process described above before pursuing any alternate reversal process provided by the buyer's issuing bank; <o:p></o:p></li> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; mso-list:l0 level1 lfo3;tab-stops:list 36.0pt'>Initiation by a buyer of a reversal process through the buyer's issuing bank without first pursuing the Buyer Complaint process described below; <o:p></o:p></li> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; mso-list:l0 level1 lfo3;tab-stops:list 36.0pt'>Initiation of transactions considered to be cash advances or assisting in cash advances <o:p></o:p></li> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; mso-list:l0 level1 lfo3;tab-stops:list 36.0pt'>Sending unsolicited email or posting referral links on websites where they are not permitted; <o:p></o:p></li> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; mso-list:l0 level1 lfo3;tab-stops:list 36.0pt'>Opening multiple Personal accounts; <o:p></o:p></li> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; mso-list:l0 level1 lfo3;tab-stops:list 36.0pt'>The account has been used in or to facilitate fraudulent activity; <o:p></o:p></li> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; mso-list:l0 level1 lfo3;tab-stops:list 36.0pt'>Violations of this User Agreement; <o:p></o:p></li> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; mso-list:l0 level1 lfo3;tab-stops:list 36.0pt'>Return of an incoming Electronic Funds Transfer for insufficient funds in the bank account, incorrect bank routing number, or incorrect bank account number; <o:p></o:p></li> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; mso-list:l0 level1 lfo3;tab-stops:list 36.0pt'>Use of an anonymizing proxy; <o:p></o:p></li> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; mso-list:l0 level1 lfo3;tab-stops:list 36.0pt'>Receipt by AlertPay of excessive complaints regarding your account, business or service; <o:p></o:p></li> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; mso-list:l0 level1 lfo3;tab-stops:list 36.0pt'>Any breach hereof. <o:p></o:p></li> </ol> <p>AlertPay will use reasonable efforts to investigate accounts that are subject to account access limitations and to reach a final decision on the limitations promptly. Should your account be restricted, all funds will be held for a period of time until the issue can become resolved. However depending on the reason of restriction, it may be held for a lesser period which will be determined at the discretion of the Account Specialist. By following the AlertPay rules, you can help protect your account from being limited. <o:p></o:p></p> <div class=MsoNormal align=center style='text-align:center'> <hr size=2 width="100%" align=center> </div> <p class=MsoNormal><o:p> </o:p></p> <p class=MsoNormal align=center style='text-align:center'><b><span style='color:green'>GENERAL</span> </b><o:p></o:p></p> <p>This Agreement is governed by and interpreted under the laws of the province of Quebec, Canada as such laws are applied to agreements entered into and to be performed entirely within the province of Quebec. The parties hereto agree that this agreement is drafted and executed in the English language. Les parties aux prĂ©sentes s'entendent pour que la prĂ©sente convention soit rĂ©digĂ©<span class=GramE>e</span> en langue anglaise. <o:p></o:p></p> <p class=MsoNormal><o:p> </o:p></p> </div> </body> <br>Partneroldalak: <br> <a href="http://domain.domainshop.hu/domain.html" alt="tárhely domainregisztráció">Domain regisztráció tár és szerverszolgáltatások: domain domainnév tárhely e-mail, imap, pop3</a><br> <a href="http://www.webtar.hu" alt="tárhely donainregisztráció">www.webtar.hu</a><br> <a href="http://www.micropay.hu" alt="micropay">www.micropay.hu</a><br> <a href="http://www.ingyenweb.hu" alt="ingyenweb">www.ingyenweb.hu</a><br> <a href="http://www.videok.hu" alt="Videók">www.videok.hu</a><br> <a href="http://www.xn--antikvrium-x4a.hu" alt="Antikvárium">www.antikvárium.hu</a><br> <a href="http://www.ftpdir.hu" alt="ftpdir">www.ftpdir.hu</a><br> <a href="http://xn--fotk-sqa.hu" alt="fotók">www.fotók.hu</a><br> <a href="http://www.randi.hu" alt="Randi">www.randi.hu</a><br> <a href="http://www.licit.hu" alt="Licit">www.licit.hu</a><br> <a href="http://www.napivicc.hu" alt="vicc">www.napivicc.hu</a><br> <a href="http://www.gyertyalang.hu" alt="gyertyagyújtás">www.gyertyalang.hu</a><br> <a href="http://www.xn--helyesrs-fza2j.hu" alt="helyesírás.hu">www.helyesírás.hu</a><br> <a href="http://domain.webtar.hu/domain.html" alt="Domain regiszráció és tárhely">Domain regisztráció</a><br>